Financing

Get Approved Online With Express Auto

Fill out the application below to get started!

Buy Here Pay Here in-house financing program

At Express Auto, we offer flexible financing options tailored to your needs, regardless of your credit history. Our Buy Here Pay Here (BHPH) program includes easy credit approval, typically within 20 minutes, and features like a complimentary 18-month/18,000-mile limited warranty, complimentary oil changes, and a 3-day exchange policy. 

Express Auto Advantages

The Express Auto Advantage offers a comprehensive package designed to provide you with peace of mind and confidence in your vehicle purchase. Our program ensures you receive exceptional value and support throughout your car ownership journey.

You’re more than a credit score to us! Get approved in 20 minutes or less.

We’ll change your oil for free every 5,000 miles.

Send us your friends and family and we’ll pay you $50 per referral!

If you aren’t happy with your vehicle, bring it back within 3-days and we’ll exchange it.

What do I need to get approved with Express Auto

At Express Auto we will use your Drivers license to register your vehicle, and validate your identity. 

Please note that these are general guidelines and the requirements may vary.

If you have any questions during the process, feel free to call us

At Express Auto, we typically accept the following as proof of income:

  1. Recent pay stubs
  2. Bank statements showing regular deposits
  3. Social Security income statements
  4. Pension distribution statements
  5. Tax returns (for self-employed individuals)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

For proof of residence, Express Auto accepts:

  1. Utility bills (like electricity, water, or gas) in your name
  2. Lease agreements
  3. Mortgage statements
  4. Bank statements with your address

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

For proof of Social Security income, Express Auto accepts:

  1. Social Security income statements
  2. Bank statements showing regular deposits from Social Security

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

If you own your own business, you can provide the following as proof of income:

  1. Tax returns from the previous year, specifically the Schedule C form that reports your profit or loss from business.
  2. Bank statements showing regular income.
  3. Financial statements like profit and loss statements.

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

Yes, at Express Auto, we understand that life happens and financial challenges like bankruptcy can occur. We work with individuals in various financial situations, including those with past bankruptcies.

Please contact us directly to discuss your specific situation and how we can assist you.

How it Works

Submit Form

Complete the online application above or visit one of our locations

Provide Documents

Submit necessary documents like your driver’s license, proof of income, and residence. Our team will review your application and documents, typically providing a decision within 20 minutes.

Sign and Drive!

Once approved, choose a vehicle from our inventory that fits your budget and needs. Then, complete the final paperwork and drive away with your new car.

Copyright © Express Auto. All Rights Reserved
Follow us
Skip to content